Raju Ranjan Kumar

Financial Advisor . MDRT (USA)

Raju Ranjan Kumar is the best financial Advisor of Patna , Bihar. Here we aim to provide customized financial solutions to our clients according to their requirements. We depend on our rich and diverse expertise, industry experience, commitment to integrity and ethics and personalized solutions. These are the milestones that aid us in helping our clients to solve their finances issues.




Financial Planning is a process that helps you to achieve your financial goals and realise your dreams.



To take charge of your financial life by making a better job of your spending, saving, investing and managing risks in life



  1. Waiting for money crisis to start planning

  2. According Low priority for managing personal finance

  3. Not setting measurable goals and Confusing plan with products

All About Our Agency

We Specialize in Your Financial Security Needs

Raju Ranjan Kumar has been successfully meeting the needs of our customers since 2005. We’ve grown our agency from the ground up, and we’ve accumulated years of experience to ensure our clients’ Financial security and safety. 
As a full-service agency built on the foundation of customer loyalty and trust, our aim is to develop long-term relationships with our clients so that we can provide them with the support and guidance they need. We are committed to bringing you peace of mind by offering quality products and personalized service, helping you achieve your goals.

Why Choose Us?

Free Financial Quote 

We Ensure You’re Fully Protected

Fast Response Time

Going Above and Beyond


Clients first approach and their interest kept uppermost in mind that provides the comfort of maximum security to the clients

General Liability Policies

What Really Matters to Us


Professional with proven integrity and honesty.


Updated with the latest developments in financial markets


We Are Experts In

Savings & Investments Plan

Savings and Investment Plans help you save ample amounts with the help of regular investments after taking into account your specific financial situation and future needs.

Family Insurance Plans

 SKD provides a variety of life insurance plans and policies to meet each individual’s & family's insurance needs and requirements. We provide different insurance products for needs like Protection, Savings & Investments, 

Health Insurance Planning

Buying a health insurance policy for yourself and your family is important because medical care is expensive, especially in the private sector. Hospitalisation can burn a hole in your pocket and derail your finances.

Signing a Contract

Retirement Planning

There are two components to retirement income planning: Personal Planning and Financial Planning. Personal planning is important because it is the determining factor of your satisfaction with your retirement lifestyle.

Financial planning is crucial because it identifies your sources of income and expenses and establishes your retirement budget, based on your personal plan.

Customer Testimonials

Children's Education Planning

It is the one of the most important goals of each and every parent. Parents dream of their children of having a good career and wish them to settle well. The educational expenses are rising every year more so the higher education abroad. Therefore there is a need for proper planning for children’s future. It is necessary to start planning early and investing regularly in building the required corpus.

Income Tax Planning

Govt. Provides tax incentives for various categories of savings, investments, expenses and borrowings. Tax planning ensures optimization of the tax saving strategy so that efficiency in tax planning is achieved. 

Client review

“ Raju Ranjan is by far the finest team that I have ever worked with.”

S.N. Pandey

“Your company has provided consistent, high quality, Financial Consultancy support during the exponential growth we have experienced over the past four years.”

Amit Thakur

“A friend referred your company to me as one that would combine experience, quality and value into an affordable investment idea's. Raju Ranjan has exceeded my expectations in all those areas.”

Joy Kumar

It’s been a pleasure to work with you guys. You guys have a great grasp in the field and have been a strong advisor. I finally I have confidence that my wealth & health is in good hands.

Dipika Agarwal

Associate Partners

Reach US

Office : Danapur Branch Office: Rajpati Palace, Takiyapar, Danapur, Patna-800012(Bihar)

Residance - Adarsh Colony, Behind DAV School,Bailey road, Saguna More, Danapur cant, Patna-801503

Whats-app no. 9334488650
 Contact no. 9334488650,9934904527

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